Open banking and data access
What 1033 actually requires, and what it costs to comply well rather than minimally. Consent, permissioning, API standards, and the gap between shipping an endpoint and running a data sharing program.
Advisory
Working together
I spent over four years at Akoya, where I owned product strategy and commercialization and helped grow the data access network from nothing to billions of requests per month and seven figures in revenue. Before that, five years in consulting with banks on open banking and digital transformation.
I take on a small amount of advisory work. If you're working on something here and want a second opinion, send me a note.
What I help with
Payments and tokenization
Account tokenization, account verification, and pay by bank. I owned a tokenization product and spent a few years on the industry side of it (FDX, Nacha), so I know the build and the politics of getting a scheme adopted.
Network businesses
Businesses that only work if both sides show up: institutions on one side, fintechs on the other. Participant incentives, governance, standards, and the chicken and egg problem of the first two years.
B2B product strategy
Pricing and packaging, roadmap and prioritization. Also the product function itself: hiring product managers, growing them, and putting a discovery process in place that people actually follow.
Most of my work has been with banks, credit unions, fintechs, and data aggregators.
How it works
A defined project
A readiness review, a strategy, a market assessment. Scoped up front, with something concrete at the end.
An ongoing retainer
Regular calls, a second read on work in progress, and questions as they come up. Useful when the problem is continuous rather than a one off.
Advisory board or equity advisor
A longer horizon and a lighter touch, usually with a founding team.
Getting in touch
Email is the fastest way to reach me. A sentence or two about what you are working on is plenty to start.
Start a conversation